In this article we would like to touch upon such a sensitive topic as family finances. First, let's be frank, conflict situations in matters of the family budget, as a rule, arise in situations where the family is forced to in conditions of austerity. Agree that there is no point in dividing money when each family member has enough of it. But anything can happen in life, and sometimes situations arise when the limit on funds is felt very acutely. Let's figure out what to do in such situations. As you know, there are three options division of budgets: separate, partially joint and completely joint. Each of the methods follows from its name, so we will not dwell on them in detail. If we are talking about normal, generally accepted family relationships, then a partially joint budget is most often used. But you need to remember the basic rules, the observance of which will allow you to avoid many conflict situations on financial issues: If you have some personal principles, rules and features of managing family cash flows, then it is worth discussing them, as they say, “on the shore”. Tell your partner about this, explain all the details and make sure that he heard, understood and accepted you correctly. If some points are unacceptable for the other half, discuss all possible compromise options and come to a certain consensus. If a conflict situation arises, first understand its cause. So let’s say “what exactly did you stumble over” and didn’t get along. After that, you need to decide how exactly to correct this particular situation. There are a lot of options: Keep home accounting, indicating items of income and expenses and attaching checks; Creating your own envelope with a limit for each expense item money in each (Example: “Food”, “Housing and communal services”, “Clothing”, “Other”); Identification of unnecessary or excessive items of expenditure and joint discussion of their reduction; If one of the family members, at the moment, for some objective reason reasons, does not have the opportunity to earn money, discuss how much you are willing to allocate to him for monthly expenses, taking into account his interests; If the problem of lack of finance is very acute: Try to scrupulously record all expenses for several months, after which you will be able to find ways to optimize your budget; In any case, try not to make rash purchases. If you decide to buy something that you didn’t even think about a couple of hours ago, step away from this thing for a while, switch to something else, think about how much you need it, and only then make the purchase. After you analyze the structure of your expenses, learn to plan them in advance - several days or weeks in advance, when planning future expenses, try not to deviate from the budgeted amounts. And lastly, be reasonable in your spending and savings. Know how to please your other half and be happy when she does something good for you and your family. Try to experience periods of financial difficulties with dignity and respect for each other, without pleading for the interests and desires of the other and without forgetting about yourself. Sincerely, http://2marins.ru/