Some people absolutely should not lend money, because with a 100% chance they will not pay you back. You cannot lend money to friends - there is such a rule life, failure to comply with which leads to very strong grief. But there are still a number of people - they, like their friends, should not lend money either. I have prepared a list of 11 criteria for those people who should not be given a loan. Because the risk is extremely high that they will not return your money. Check out this list... (and, for sure, you will want to add something to it) The most important criterion is that the people who ask you for money lead a financially careless lifestyle. Therefore, having received/begged for your money, they will immediately spend it. Moreover, in the same careless manner as all the previous money that fell into their hands. So, meet a small List of criteria, the presence of which should serve as a refusal to a request for a loan: 1) These people are obvious (or hidden) slackers. This is manifested in the fact that they don’t want to find a part-time job. Or they can’t find a job for a long time after being fired (although today there is no unemployment on the Internet, and everyone can find an additional source of income there). 2) They drive a new car. 3) They have They clearly have excess living space.4) They buy only branded clothes.5) They often buy lottery tickets (or play any other gambling games).6) They have 3 dogs, 2 cats, a huge lizard and parrots in their house.7) They smoke (and have no plans to quit).8) They do not have a financial cushion and bank deposits.9) They often go to restaurants and fly on vacation to overseas resorts.10) They always buy the latest new Apple products.11) They bought yourself a TV with the largest diagonal that you could find in the store.* What would you add to this list? Write in the comments. Additionally: Read my other article “Where NOT to invest money? TOP 3 most dangerous places for your money.” I will be grateful for your likes and reposts of this article. Author of the article - Alexander Evstegneev, personal finance expert, author of 20 books on financial literacy, investor with 25 years of experience